Whole Life Insurance lasts for your whole life, so it does not expire.  It has other benefits such as building “cash value”, terminal illness protection, as well as chronic illness (Long Term Care).

Who Needs It?

http://www.lifehappens.org/insurance-overview/life-insurance/who-needs-life-insurance/

How Much Do You Need?

http://www.lifehappens.org/insurance-overview/life-insurance/calculate-your-needs/