There are 10 “Standardized” Medicare Supplement Plans.  Standardized means that the coverage is identical.  Different insurance companies charge different premiums for the exact same coverage.  For example, Supplement Plan F with one company is the same coverage as Supplement Plan F with another company. The differences are the premium, the insurer’s rating, how long the insurance company has been in the market, and rate increases.

Medicare Supplement PLAN F

Medicare Supplement Plan F happens to be the most popular plan, because it is the most comprehensive of the 10 Medicare Supplement Plans.  It pays 100% of your Medicare Part A and Medicare Part B deductibles, copays, and co-insurance.

Medicare Supplement Plan F also covers doctor Excess Charges. What is that? Doctors who accept Original Medicare are allowed to charge an additional 15% above what Medicare approves.

With Medicare Supplement Plan F and Medicare Supplement Plan G you have fixed costs for your healthcare.  There are no surprises.

Medicare Supplement Plan F will be available for purchase until Dec. 2019.

Medicare Supplement PLAN G

Supplement Medicare Supplement Plan G is very similar to Medicare Supplement Plan F.  The only difference is that it does not pay for the Medicare Part B annual deductible ($183 in 2017).  You will be responsible for that annual deductible.

Both Medicare Supplement Plan F and Medicare Supplement Plan G

Both Plans pay for foreign travel expense, limited to a $50,000 lifetime maximum (ask us how it works).

Some states are exempt from Excess Charges.:
Medicare Supplement Plan F also covers doctor Excess Charges. What is that? Doctors who accept Original Medicare are allowed to charge an additional 15% above what Medicare approves.